Need A Small Business Loan But Have Bad Credit?

Use Your Receivables, Not Your Credit!

We're now associated with

  • 1. Go to the new!

    Go to for all the invoice and receivable factoring companies in the United States. Search for industries, categories, keywords and locations. Factoring Club is our new online invoice factoring platform!

  • 2. Get matched to a factoring company

    Go to Based on your size, industry and location, you’ll find the right factoring partner. All their services are completely free and you get a 10% rebate on your first month’s factoring bill at

  • 3. Get funded within 5 to 10 days

    At you’ll talk directly to a factoring company about a financial solution for your business. Typically, you’ll be approved within a couple days and receive your funds within 5 to 10 days.

Here's just a few of our many benefits...

  • Save You Time

    We offer one stop shopping. We’ve done the homework for you, so you don’t have to.

  • Poor Credit is OK

    Whether you have poor credit, no credit, or good credit, you can still qualify for factoring.

  • Eliminate Guesswork

    Our factoring companies are pre-approved based on reputation, quality and reliability.

  • We Deliver Results

    Due to our many different types of financing and lenders, you’ll likely get approved.

We provide different types of financing for your needs...

  • Receivables Factoring

    For small businesses with creditworthy customers. Get paid immediate cash for your invoices. Fast approval and funding. Credit facilities from $15,000 to $15 million. No debt! No accounts receivable collections!

  • Receivables Financing

    For larger, more creditworthy, and more financially stable companies that need working capital. Our receivables financing line of credit is more flexible than a bank’s. Interest rates run as low as Prime + 3%.

  • Purchase Order Financing

    Got a customer order that you need filled but your low on cash? Purchase order financing enables you buy or process your finished goods to complete your orders. Great for international and domestic trade!

Receivables factoring can be a lifesaver for...

  • Young businesses that don't qualify for a bank loan.
  • Growing companies that need increasing funds automatically.
  • Businesses with seasonal demand for products or services.
  • Any business that needs cash quickly!

We've helped many businesses...

International Trade




Let us help your business get financing!

  • Save wasted time shopping for a lender.
  • Enjoy a peace of mind using our expertise.
  • Have confidence with the right financing.
FactoringClub.comGet financing within days